Friday, September 18, 2009

Credit Cards and International Travel



What a good idea! If you are planning to travel to foreign countries from the U.S., the best credit card to take is the one offered by AAA. After all, AAA is a world-class travel authority. WRONG! First off, AAA does not really offer a VISA Gold card. Sure, they have their logo and name on it, but if something goes wrong, as it did for me, they disavow any responsibility and refuse to help. They pass the buck on to the issuing bank. The bank issuing the card, in this case was PNC Bank in Wilmington, DE and the party you have to contact when things go bad. Unfortunately, PNC Bank does not have an international toll free number and their support personnel seemed to have little knowledge or experience in dealing with international clients. My decision to sign up with AAA to obtain their credit card ruined my vacation to Europe and put me at considerable risk. My suggestion to international travelers is to obtain an a credit card from an international bank like CitiBank or from American Express. Even this will not be enough to ensure the security of using your bank card when it is needed and I will explain why.

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